COVID-19 & Your Financial Situation

Attorneys Ryan Atkinson and John Simms address our clients’ concerns about the impact of COVID-19 on their financial situation.

I’ve received a Stimulus Check from the government. Now what?

Many of you have or will be receiving a stimulus check from the government. This payment will help with the financial hurdles families are experiencing from the impact of COVID-19. With so many needs and options, it is important you spend this money on the most critical things, and we are here to help.

Are you struggling with the idea of bankruptcy?

We understand bankruptcy is an emotional time for our clients. At Atkinson, Simms & Kermode, we provide the support and guidance you need to get back on the right path financially.

What is life like after bankruptcy?

A fresh start after bankruptcy is possible! Our lawyers explain how to rebuild and keep your credit on track for future purchases after your bankruptcy.

How will I be treated as a client of ASK?

One of our lawyers will be with you EVERY step of the way during the bankruptcy process. Our job is to arm you with information and quickly help your finances get back on track.

Am I going to lose my stuff?

Am I going to lose my retirement? My house? My car? Exemptions often allow people to keep equity and property during the bankruptcy process. Our attorneys can help you make a plan to use exemptions to protect assets.

What do I bring to my first meeting?

We understand each client is different and so is a person’s financial situation. Our lawyers work with you to determine a list of needs for your individual case. Watch this video to learn more about what to expect.

Understanding the Bankruptcy Process

Navigating the bankruptcy process can often be intimidating. Our lawyers help you through the process at every step. Your first consultation is always free, and we will help determine what course of action is best for you.

What do I need to know about Credit Counseling?

Credit counseling is a part of any bankruptcy process. Our attorneys explain the importance and various counseling options available.

Understanding a Chapter 7 Personal Bankruptcy

A Chapter 7 bankruptcy is sometimes called a “liquidation” bankruptcy and allows people to walk away from many debts as well as keep the property they want. Our attorneys can help determine if this course of action is best for you.

Understanding a Chapter 13 Personal Bankruptcy

Have you fallen behind on house payments? Has a foreclosure been started on your property? Do you have a regular income? A Chapter 13 bankruptcy may be the right choice for you. Your situation is unique; its important for you to talk to an attorney about what course of action is best for you.

I’ve been served. Now what?

Whether it is a summons and complaint or a letter mentioning lawsuit, receiving a legal document can be very scary and confusing. Our lawyers can help you figure out the next steps after you have been served.

Considering debt settlement? Ask the right questions.

Bankruptcy is not always the right answer for a person’s financial situation. Attorneys Ryan Atkinson and John Simms explain the necessity of exploring all options. If a person is considering debt settlement, they need to ask the right questions, understand what services are being provided and evaluate the effects on their financial situation.

Student Loan Debt

Do you have large student loan debt? Our lawyers explain how you can manage these debts.