Why choose Atkinson, Simms & Kermode?
One of our lawyers will be with you EVERY step of the way during the bankruptcy process. We focus solely on debt relief, and our compassionate, experienced team wants to provide you with the support you deserve.
What is the bankruptcy process?
We begin with a free consultation that allows us to determine the best course of action for your financial situation. If a bankruptcy is determined as the right choice for you, we can file very quickly after you provide us with the required paperwork.
How much does bankruptcy cost?
We want bankruptcy to be as affordable as possible. If you qualify, you could start your Chapter 7 bankruptcy for $0 down or a Chapter 13 for as little as $78.
What is a Chapter 7 bankruptcy?
A Chapter 7 bankruptcy, sometimes called a “liquidation” bankruptcy, allows people to walk away from many debts and keep the property they want. Our lawyers can help determine if this course of action is best for you.
What is a Chapter 13 bankruptcy?
A Chapter 13 bankruptcy is a reorganization bankruptcy, which allows those with a regular income to regroup and repay debts. Your situation is unique; it’s important for you to talk to an attorney about what course of action is best for you.
What do I bring to my first meeting?
The most important information to bring to our first meeting is a general knowledge of your situation. This includes balances on various loans (i.e., car or home) or how much your property is worth.
Am I going to lose my belongings?
Bankruptcy rules allow you to protect equity and property. It is important to be honest with your attorney so that we can help you develop a plan that will allow you to keep your belongings.
Can I continue to see my doctor if I list them in my bankruptcy?
Yes! If you have a provider with whom you have had continued care, continue to pay your bill and they should have no problem seeing you.
What will my life be like after filing bankruptcy?
A fresh start after the completion of bankruptcy is possible! Bankruptcy is designed to put your debts behind you so you can rebuild your credit moving forward.
Can I keep a credit card after filing bankruptcy?
Credit cards will be discharged and cancelled upon filing. However, often you can apply for and receive a new card after discharge.
Do I have to complete credit counseling?
Yes, it is required that you complete two sessions during the bankruptcy process – one before and one after the process. Click here to see a list of approved Credit Counselors.
I’ve been served. Now what?
We know receiving a legal document can be scary and confusing. Do not ignore the summons, it will not go away. Our lawyers can help you figure out the next steps after you have been served.
Do I have other relief options besides filing bankruptcy?
Yes! Bankruptcy is not always the right answer for a person’s financial situation. Debt settlement might be a better choice for you. Schedule a free consultation today and our lawyers can help you determine the best course of action.
If I have a car and I want to continue to make payments on it, what should I do?
